Gavin Teoh is the Director of Advisory and Practice Management of Standard Financial Adviser Sdn. Bhd. (formerly known as Standard Financial Planner Sdn. Bhd.)and manage a practice office, Centum Sage Advisory in Ara Damansara, Petaling Jaya..
Gavin has over 17 years of experience in the financial services sector. He started his career in 1998 under the Financial Planning Programme set up by AIA Co. Ltd with its training partner Arthur Anderson. He continued to expand his range of services and, over the last 16 years, he has acquired vast experience in holistic financial planning and segmented planning for SMI-SME business risk management service, business succession planning, estate planning, investment planning, retirement planning and insurance planning. He moved on to fee-based financial planning advisory in 2006, when he joined Financial Care Centre, CIMB Wealth Advisors (CWA).
He is a CERTIFIED FINANCIAL PLANNER CERTCERT TM professional and an ISLAMIC FINANCIAL PLANNERTM. He holds financial advice licenses under the Capital Markets and Services Act 2007 and Financial Services Act 2013. He is also licensed with the Federation of Investment Managers Malaysia (FIMM) as a Corporate Unit Trust Adviser (CUTA) Representative and Corporate Private Retirement Scheme Adviser Representative. He graduated with an honours degree in Physics from Universiti Kebangsaaan Malaysia (National University of Malaysia).
Gavin has written many financial articles for several publishers. These include Behavioural Finance articles in Money Compass and a monthly business financial advice column entitled ‘Towards Financial Serenity’ in MalaysiaSME newspaper for the business community. His views on the industry and best practice on financial planning is frequently sought after and he has been invited to be a panelist at various industry forums, such as the Annual Financial Planning Signature Conference 2016. He was featured in the headline of Personal Wealth section in The Edge newspaper on January 18, 2016. The article was titled ‘Playing Catch-up’, where he shared his views on financial services market evolution. Presently, Gavin is engaged to write articles in Bursa Marketplace website as a Marketplace Guru for Behavioral Finance and Financial Planning topics.
With his great passion in financial and estate planning practice, he was appointed as Treasurer of PJ Chapter of Financial Planning Association of Malaysia (FPAM) for term 2003-2004. He served as one of facilitators and committees members of Practice Development Work Group of FPAM in running Financial Planning Practice Clinic and coaching for members of FPAM for year 2011-2013. His role was to train and grow advisory based financial advisers to meet the increasing demand in the Malaysian market. He was invited to be a member of sub-working committee in year 2014 for ‘Strengthen Professional Standard’ in Security Commission of Malaysia’s 3 Year Action Plan for developing and improving financial planning industry in Malaysia.
His practice serves niche clients in specific industries and professions. This allows his team to have a deeper understanding of the peculiarities and challenges of clients. CentumSage Advisory specialises in the following niche clients:
Gavin has also embarked on financial planning for the Gen Y group, especially those who are young and successful in building their passion into their business. Gavin finds it very fulfilling to work with this Gen Y group who is very appreciative of financial planning services. He was engaged as the practice instructor by Tunku Abdul Rahman University College (TAR UC) to coach the trainees of Meiji Yasuda Life Insurance Company (MYLIC), Japan for year 2015 and 2016.
Gavin’s beliefs in financial planning and his personal family experiences have inspired him to venture into this financial planning industry and excel on this area. His mission is to improve the financial welfare of his clients and ensure they have the necessary awareness especially on financial planning. His practice emphasizes on the principles of guiding clients towards financial serenity by giving thoughtful, practical and meaningful financial advice.
His major awards and achievements of outstanding quality financial advisory services include: