FPAM Comments On EPF Losses
GET INSIGHT INTO FINANCIAL PLANNING
WE NOTE with great concern your report, “Tighten rules, Government tells EPF” (The Star, Aug
that EPF contributors have lost more than half a billion ringgit investing in unit trusts.
Firstly, we would like to point out that computing returns in investment is a more complex function than normally thought.
The nature of investment, whether it is long, medium or short term, the period over which the returns are measured, the risks attached to an investment product and the benchmark against which the returns should be measured are just some of the considerations taken into account when finance professionals discuss returns to get a full, proper and true picture of the performance of the investment.

are certification marks owned outside the U.S. by Financial Planning Standards Board Ltd. Financial Planning Association of Malaysia is the marks licensing authority for the CFP marks in Malaysia, through agreement with FPSB.